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Through our three top-tier subsidiaries, Delphi is a leader in managing all aspects of employee absence to help our clients' employees get well and back to productive work. Delphi's insurance subsidiaries are leading providers of group disability, group life and excess workers' compensation coverage to small and mid-sized employers. Our unique Integrated Employee Benefits program, targeted at larger employers, combines disability coverage from Reliance Standard and excess workers' compensation coverage from Safety National with Matrix's productivity-enhancing absence management services. Delphi is a pioneer in providing clients nationwide with all of these capabilities on a fully integrated basis.