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Disclaimer:

The following slides were prepared for use in conjunction with oral presentations to investors by management of Delphi Financial Group, Inc. ("Delphi") and are furnished only as a general introduction to Delphi. The slides are not, however, intended as a complete description of Delphi, its business or the risks associated with an investment in Delphi. Consequently, the slides contain numerous incomplete statements that cannot be properly understood outside the context of such a presentation.

Delphi therefore expressly disclaims any representation or warranty about the accuracy or completeness of these statements and assumes no obligation to update any of the information contained herein.

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Delphi Financial Group Presentation (Feb 2008)
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